Looking for an auto loan but having a hard time finding a dealership in Joliet, IL, that’s willing to extend you credit because of a bad credit history?
You’re not alone.
Joliet is full of traditional car dealerships, and these dealerships all work with third-party lenders. If you go to one of these dealerships to get approved for a loan, the financial team will collect your information and send it off to a bank. That bank will give a bad credit score one look and stamp “denied” on your application without taking any other factors into account.
Fortunately, there is another option. You can go to a buy here pay here dealership to get new wheels. A buy here pay here dealership makes it easy to get a car with bad credit, and it can also help your credit score.
Here’s how it works. Instead of outsourcing financing to a third-party institution, a buy here pay here dealership provides all of the financing in-house. That means it makes its own rules. It loosens the credit requirements and works with people to help them get a vehicle.